Disaster

FEMA Flood Mitigation Assistance Program

Competitive FEMA grants that help states, localities, tribes, and territories fund projects that reduce or eliminate flood risk to NFIP-insured structures.

Type: Grant Amount: Up to $50 million per community flood mitigation project; 75%–100% federal cost share depending on applicant type Deadline: Annual FEMA application cycle (typically opens in fall and closes in winter) Location: United States and U.S. Territories

FEMA Individuals and Households Program

FEMA's Individuals and Households Program provides grants and services that help uninsured or underinsured survivors cover housing, repairs, and other needs after a major disaster.

Type: Benefit Amount: Grant amounts vary by verified disaster losses Deadline: Dec 31, 2025 Location: United States

SBA Disaster Assistance Loans Guide 2025 How to Get Up to 2 Million to Rebuild After a Disaster

When a hurricane tears off your roof, a wildfire wipes out your shop, or a flood ruins everything on the first floor, you are not thinking about interest rates. You are thinking: How do I fix this, and how fast?

Amount: Up to $500,000 for homeowners (real estate), $100,000 for renters (personal property), $2 million for businesses Deadline: Varies by declaration Location: United States