Federal

Public Service Leadership Scholarship 2025: How to Win the 30k Truman Award for Grad School

If you are the person everyone calls when something needs fixing on campus or in your community, keep reading. The **Harry S. Truman Scholarship** is quite literally built for you.

Amount: $30,000 Deadline: Feb 4, 2025 Location: United States

Public Service Loan Forgiveness in the US: How to Get Your Federal Student Loans Forgiven After 120 Payments

There are two kinds of student-loan advice in America. The kind that’s basically “make more money,” and the kind that actually changes your life. **Public Service Loan Forgiveness (PSLF)** is firmly in the second category.

Amount: Forgives remaining Direct Loan balance after 120 qualifying payments Deadline: Rolling Location: United States

Reduce Your Medical School Debt with a Federal Loan Repayment Program: How to Earn Up to $25,000 Per Year Through the IHS Loan Repayment Program

If you’re a health professional carrying educational debt like it’s an extra organ you didn’t ask for, the Indian Health Service (IHS) Loan Repayment Program deserves your attention.

Amount: Up to $25,000 per year in loan repayment with two-year initial service commitment Deadline: Applications accepted year-round with priority deadlines in February Location: United States

Research Project Grant (R01) | NIH

NIH R01 overview with current standard due-date cycles, registration requirements, and application workflow guidance.

Amount: Varies by institute and FOA; many parent R01s use modular budgeting up to $250,000 direct costs per year, with additional approvals for larger requests Deadline: Jun 5, 2026 Location: United States and Global (institution and FOA dependent)

Save 50 Percent on a Home: Guide to the HUD Good Neighbor Next Door Program

If you are a teacher, police officer, firefighter, or EMT and you think homeownership is out of reach, this federal program may prove you wrong in a big way.

Amount: 50% discount on HUD-owned homes plus $100 down payment option Deadline: Rolling Location: United States

SAVE Plan Income-Driven Repayment

Income-driven repayment plan for federal student loans that lowers monthly payments and offers faster forgiveness for low balances.

Type: Benefit Amount: Monthly payments set at 5%–10% of discretionary income with forgiveness after 10–25 years Deadline: Ongoing Location: United States

SBA Disaster Assistance Loans Guide 2025 How to Get Up to 2 Million to Rebuild After a Disaster

When a hurricane tears off your roof, a wildfire wipes out your shop, or a flood ruins everything on the first floor, you are not thinking about interest rates. You are thinking: How do I fix this, and how fast?

Amount: Up to $500,000 for homeowners (real estate), $100,000 for renters (personal property), $2 million for businesses Deadline: Varies by declaration Location: United States

SBA Microloan Program: Up to $50,000 for Small Businesses and Startups

Microloans up to $50,000 for small businesses and startups via nonprofit intermediary lenders, plus technical assistance and business counseling. Average loan is $14,000 with terms up to 6 years.

Type: Loan Amount: Up to $50,000; average $14,000 Deadline: rolling application Location: United States

Draft - Still needs more analysis by our staff

Social Security Disability Insurance

Monthly cash benefits and Medicare eligibility for workers who become disabled before retirement age.

Amount: Average $1,500 per month; based on lifetime earnings Deadline: rolling application Location: United States

Draft - Still needs more analysis by our staff

Social Security Retirement Benefits

Monthly income, survivor protection, and Medicare eligibility for retirees who have paid into Social Security.

Amount: Average $1,907 per month in 2024; up to $4,873 with maximum earnings and delayed credits Deadline: rolling application Location: United States