Healthcare

COBRA Health Insurance Continuation: How to Keep Your Coverage After Job Loss or Divorce

Losing a job is bad enough. Losing your health insurance on top of it can feel like getting kicked while you are already down. That is exactly the nightmare COBRA is designed to prevent. COBRA is not a grant or a subsidy.

Amount: Varies; participants pay full premium plus up to 2% administrative fee Deadline: Generally 60 days to elect coverage after notice Location: United States

Florida KidCare Health Coverage

Subsidized health insurance marketplace for Florida children offering Medicaid, MediKids, Florida Healthy Kids, and Children’s Medical Services plans.

Type: Benefit Amount: Low-cost or free comprehensive health coverage for children age 0–18 Deadline: Enrollment open year-round Location: United States - Florida

Free or Low-Cost Health Coverage for Kids: A Practical Guide to the Children’s Health Insurance Program (CHIP)

Health insurance for kids in the U.S. can feel like a cruel riddle: you earn “too much” for Medicaid, but not nearly enough to handle $400 urgent care bills, inhalers that cost more than your car payment, and surprise ER visits.

Type: Benefit Amount: Varies by state; covers comprehensive health benefits Deadline: Ongoing Location: United States

Loan Repayment Program | Indian Health Service (IHS)

Federal program that repays qualifying health professionals' student loans in exchange for service at IHS and tribal facilities.

Type: Loan Amount: Up to $25,000 per year in loan repayment with two-year initial service commitment Deadline: Applications accepted year-round with priority deadlines in February Location: United States

Medicaid | Medicaid

Comprehensive health insurance for eligible low-income adults, children, pregnant individuals, seniors, and people with disabilities.

Type: Benefit Amount: Varies by state and medical services Deadline: Rolling Location: United States

Medicare Part D Extra Help

Social Security Administration subsidy that lowers Medicare Part D prescription drug premiums, deductibles, and copays for people with limited income and resources.

Type: Benefit Amount: Up to $5,300+ annual savings through reduced Part D premiums, deductibles, and copayments Deadline: Ongoing Location: United States

Medicare Savings Programs

State-run programs that pay Medicare premiums and, in some cases, deductibles and coinsurance for low-income beneficiaries.

Type: Benefit Amount: Covers Medicare Part B premiums ($2,000+ annually) and may cover Part A premiums and cost-sharing Deadline: Ongoing Location: United States

National Health Service Corps Loan Repayment Program

Offers up to $100,000 in tax-free loan repayment for clinicians serving in Health Professional Shortage Areas.

Type: Benefit Amount: $50,000 for two years full-time service (up to $100,000 for extended commitments); part-time awards up to $50,000 Deadline: Annual application cycle (usually opening in winter) Location: National

Nurse Corps Loan Repayment Program

Pays up to 85% of nursing education debt for registered nurses, nurse practitioners, and nurse faculty serving in critical shortage areas.

Type: Benefit Amount: Up to 60% of unpaid nursing loans for a two-year service commitment, plus an additional 25% for a third year Deadline: Annual application cycle (typically February–April) Location: National

Oregon Health Plan (OHP)

Comprehensive Medicaid coverage for low- and moderate-income Oregonians with expanded eligibility through 2025.

Type: Benefit Amount: Full medical, dental, behavioral health, and vision coverage Deadline: Rolling enrollment Location: United States - Oregon