Homeownership

Homeownership funding pages collect matching grants, scholarships, benefits, fellowships, and other programs from the FindMyMoney.App directory. Use this page to compare current opportunities, then verify deadlines and eligibility on the official source before applying.

Arkansas Homestead Property Tax Credit Guide 2026: How Homeowners Can Save Up to 600 Dollars

Arkansas homeowners may claim a homestead property tax credit of up to $600 on 2026 tax bills by registering an eligible principal residence with the county assessor by October 15, 2026.

Status: Open Type: Tax Credit Amount: $600 maximum homestead property tax credit for 2026 tax bills Deadline: Oct 15, 2026 Location: Arkansas

Colorado CHFA Down Payment Assistance

Help with down payment and/or closing costs when you use a CHFA first mortgage through a CHFA Participating Lender.

Status: Rolling Type: Benefit Amount: Up to the lesser of $25,000 or 3% (grant), or 4% (second mortgage) of the CHFA first mortgage Deadline: Rolling or ongoing Location: United States - Colorado

FHA Home Loan Program

A federally backed mortgage insurance program for buying or refinancing a primary residence with lower down payment options and lender-based eligibility support.

Status: Rolling Type: Benefit Amount: Basic Home Mortgage Loan 203(b), usually up to about 96.5% financing with upfront mortgage … Deadline: Rolling or ongoing Location: United States

HUD FHA 203(k) Rehabilitation Mortgage

An FHA-backed mortgage program that combines home purchase or refinance with eligible rehabilitation costs in one loan, useful for owner-occupants buying or keeping housing that needs meaningful repair, modernization, or accessibility updates.

Status: Rolling Type: Loan Amount: Standard 203(k) has no maximum renovation amount but requires at least $5,000 in repairs and … Deadline: Rolling or ongoing Location: United States

HUD Good Neighbor Next Door: A Current Guide for Eligible Homebuyers

Full-time teachers, law enforcement officers, firefighters, and EMTs may be able to buy eligible HUD homes at half the list price through the Good Neighbor Next Door Sales Program.

Status: Rolling Type: Funding Opportunity Amount: 50% discount from the list price; $100 down payment with FHA-insured financing Deadline: Rolling or ongoing Location: United States

HUD Housing Choice Voucher Homeownership Option

Allows eligible Housing Choice Voucher families to use HCV assistance toward approved homeownership expenses for an owner-occupied home when their local Public Housing Authority operates the homeownership option.

Status: Rolling Type: Benefit Amount: No fixed award; any downpayment grant is PHA-specific Deadline: Rolling or ongoing Location: United States

Michigan MI Home Loan Down Payment Assistance

Michigan State Housing Development Authority (MSHDA) MI 10K Down Payment Assistance provides up to $10,000 as an interest-free, deferred loan for eligible homebuyers using a MSHDA MI Home Loan.

Status: Rolling Type: Loan Amount: Up to $10,000 as an interest-free loan Deadline: Rolling or ongoing Location: United States - Michigan

USDA Section 502 Direct Home Loan

Zero-down payment mortgage option for very low- and low-income rural homebuyers, financed directly by USDA Rural Development.

Status: Rolling Type: Loan Amount: Maximum loan amount is based on verified repayment ability and the county area loan limit Deadline: Rolling or ongoing Location: United States - Rural

VA Home Loan Guaranty: Eligibility, Costs, and How to Apply

The U.S. Department of Veterans Affairs can guarantee part of a VA-backed or direct home loan for eligible Veterans, service members, and some surviving spouses. Learn the ongoing application process, entitlement rules, fees, and documents.

Status: Rolling Type: Benefit Amount: No fixed VA loan limit with full entitlement; lender approval and appraisal determine the amount Deadline: Rolling or ongoing Location: United States