Homeownership

Homeownership funding pages collect matching grants, scholarships, benefits, fellowships, and other programs from the FindMyMoney.App directory. Use this page to compare current opportunities, then verify deadlines and eligibility on the official source before applying.

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Arkansas Homestead Property Tax Credit Guide 2025: How Homeowners Can Save 425 Dollars Every Year

If you own a home in Arkansas and you are not getting the Homestead Tax Credit, you are almost certainly leaving money on the table. This is not a sweepstakes, not a lottery, and not a complicated grant application.

Status: Deadline Unknown Type: Tax Credit Amount: $425 annual credit applied to the school property tax portion of a homestead Deadline: Apply with your county assessor by October 15 to receive the credit on the next tax bill Location: Arkansas

Colorado CHFA Down Payment Assistance

Help with down payment and/or closing costs when you use a CHFA first mortgage through a CHFA Participating Lender.

Status: Deadline Unknown Type: Benefit Amount: Up to the lesser of $25,000 or 3% (grant), or 4% (second mortgage) of the CHFA first mortgage Deadline: No fixed public application deadline shown; availability is tied to the CHFA mortgage timeline Location: United States - Colorado

FHA Home Loan Program

A federally backed mortgage insurance program for buying or refinancing a primary residence with lower down payment options and lender-based eligibility support.

Status: Rolling Type: Benefit Amount: Basic Home Mortgage Loan 203(b), usually up to about 96.5% financing with upfront mortgage … Deadline: Rolling or ongoing Location: United States

HUD FHA 203(k) Rehabilitation Mortgage

An FHA-backed mortgage program that combines home purchase or refinance with eligible rehabilitation costs in one loan, useful for owner-occupants buying or keeping housing that needs meaningful repair, modernization, or accessibility updates.

Status: Rolling Type: Loan Amount: Standard and Limited FHA 203(k) Loans finance acquisition or refinance plus required repairs in … Deadline: Rolling or ongoing Location: United States

HUD Housing Choice Voucher Homeownership Option

Allows eligible Housing Choice Voucher families to use HCV rental assistance to help pay for an owned home through approved homeownership expenses in an approved family-managed homeownership track.

Status: Rolling Type: Benefit Amount: Varies by PHA Deadline: Rolling or ongoing Location: United States

Michigan MI Home Loan Down Payment Assistance

State-backed MI Home Loan program with up to $10,000 in interest-free down payment assistance for eligible Michigan homebuyers.

Status: Deadline Unknown Type: Loan Amount: Up to $10,000 Deadline: No fixed statewide deadline; applications run through participating lenders Location: United States - Michigan

Save 50 Percent on a Home: Guide to the HUD Good Neighbor Next Door Program

If you are a teacher, police officer, firefighter, or EMT and you think homeownership is out of reach, this federal program may prove you wrong in a big way.

Status: Rolling Type: Funding Opportunity Amount: 50% discount on HUD-owned homes plus $100 down payment option Deadline: Rolling or ongoing Location: United States

USDA Section 502 Direct Home Loan

Zero-down payment mortgage option for very low- and low-income rural homebuyers, financed directly by USDA Rural Development.

Status: Rolling Type: Loan Amount: Loan limit varies by county Deadline: Rolling or ongoing Location: United States - Rural

VA Home Loan Benefits 2025: How Veterans Can Buy a Home with $0 Down

If you’re a Veteran, service member, or surviving spouse and you think you “can’t afford a house,” the VA home loan program might change your mind very quickly. This isn’t a tiny perk buried in your benefits packet.

Status: Rolling Type: Benefit Amount: Loan amounts up to conforming limits with zero down; funding fee varies 0.5%–3.3% Deadline: Rolling or ongoing Location: United States