Housing

HUD Family Self-Sufficiency (FSS): The Savings Account That Pays You

A HUD program that helps families in public housing or with vouchers build significant savings (escrow) as their income increases, often reaching $10,000+.

Type: Benefit Amount: Escrow Savings (Average payout ~$8,000) Deadline: Rolling (Check local PHA availability) Location: United States

HUD FHA 203(k) Rehabilitation Mortgage

Combines home purchase or refinance with renovation financing under one FHA-insured mortgage, enabling buyers to rehab or modernize properties.

Type: Loan Amount: Up to FHA county loan limits; rehabilitation portion ranges from $5,000 to structural caps depending on Standard or Limited 203(k) Deadline: Rolling (apply through FHA-approved lenders) Location: United States

HUD Housing Choice Voucher Homeownership Option

Lets eligible Housing Choice Voucher households convert rental vouchers into monthly homeownership assistance for mortgage payments and housing costs.

Type: Benefit Amount: Varies by PHA; monthly assistance equal to applicable voucher payment standard applied to homeownership expenses Deadline: Rolling (based on local Public Housing Authority intake cycles) Location: United States

HUD Housing Opportunities for Persons With AIDS (HOPWA)

Grants that fund housing, utility, and supportive services for low-income people living with HIV/AIDS and their families.

Type: Housing Amount: Varies by locality; assistance can cover full rent, short-term rent/mortgage/utility help up to 21 weeks, and supportive services Deadline: Applications accepted year-round through local project sponsors Location: United States and U.S. Territories

HUD Public Housing 2025: Income Limits & HOTMA Changes

A complete guide to HUD Public Housing for 2025, including new income limits, HOTMA asset rules, and how to apply for affordable apartments.

Type: Benefit Amount: Rent capped at 30% of your income Deadline: Ongoing (Waitlists open periodically) Location: United States

HUD Section 202: Funding for Affordable Senior Housing (Nonprofits Only)

HUD capital advances and rental assistance for nonprofits building and operating affordable housing with services for very low-income older adults.

Type: Grant Amount: Capital Advances (Millions) + Project Rental Assistance Contracts (PRAC) Deadline: Annual NOFO release Location: United States

HUD Section 811 Supportive Housing for Persons with Disabilities

Rental assistance and supportive services funding that enables adults with disabilities to live independently in integrated, affordable housing.

Type: Housing Amount: Rental subsidies tied to HUD Fair Market Rent; residents typically pay 30% of adjusted income Deadline: Waiting lists open periodically through local housing agencies Location: United States

Draft - Still needs more analysis by our staff

Illinois Rental Assistance Program

Statewide initiative that offers emergency rental assistance, eviction prevention services, and housing stability coaching for Illinois renters facing financial hardship.

Amount: Up to 18 months of rental arrears and future rent payments; housing stability services Deadline: Application windows open periodically; check portal for current round Location: United States - Illinois

Indiana Senior Property Tax Relief 2025 Guide: How Over 65 Homeowners Can Save Up to 14000 and Cap Their Tax Bill

If you are an Indiana homeowner over 65, property taxes can feel like a slow leak in your retirement budget. Assessments creep up year after year, but your income usually does not.

Amount: Deduction up to $14,000 or half of assessed value plus additional credit capped at property tax ceiling Deadline: File by December 31 for the following year Location: Indiana

Iowa Rent Reimbursement and Property Tax Credit

Refund program that returns a portion of property tax or rent equivalents to low-income Iowa seniors and people with disabilities.

Amount: Refund up to $1,000 based on property tax or rent paid and income Deadline: Submit online or paper claim by June 1 following the year rent or taxes were paid Location: Iowa