Housing

Housing funding pages collect matching grants, scholarships, benefits, fellowships, and other programs from the FindMyMoney.App directory. Use this page to compare current opportunities, then verify deadlines and eligibility on the official source before applying.

USDA Section 502 Direct Home Loan

Zero-down payment mortgage option for very low- and low-income rural homebuyers, financed directly by USDA Rural Development.

Status: Rolling Type: Loan Amount: Loan limit varies by county Deadline: Rolling or ongoing Location: United States - Rural

USDA Section 504 Home Repair Loans and Grants

USDA Rural Development’s Section 504 program offers 1% fixed-rate loans and grants to very low-income rural homeowners for health, safety, and accessibility home repairs.

Status: Rolling Type: Benefit Amount: Loans up to $40,000; combined assistance up to $50,000 ($55,000 in disaster areas). Deadline: Rolling or ongoing Location: United States

USDA Section 515 Rural Rental Housing Direct Loan Guide: How to Secure 1 Percent Financing for Rural Affordable Housing

If you work in affordable housing and rural communities keep coming up short, the USDA Section 515 Rural Rental Housing Direct Loan program should be on your short list of tools. It is not flashy. It is not fast.

Status: Rolling Type: Loan Amount: Up to 100% of development costs (or appraised value) with 1% effective interest rate and up to … Deadline: Rolling or ongoing Location: United States

VA Home Loan Benefits 2025: How Veterans Can Buy a Home with $0 Down

If you’re a Veteran, service member, or surviving spouse and you think you “can’t afford a house,” the VA home loan program might change your mind very quickly. This isn’t a tiny perk buried in your benefits packet.

Status: Rolling Type: Benefit Amount: Loan amounts up to conforming limits with zero down; funding fee varies 0.5%–3.3% Deadline: Rolling or ongoing Location: United States

Vermont Homestead Property Tax Credit

Annual Vermont homeowner property tax relief process using the Homestead Declaration (HS-122) and household-income-based Property Tax Credit.

Status: Deadline Unknown Type: Benefit Amount: Up to $8,000 total for the 2024/2025 filing cycle: up to $5,600 education and up to $2,400 … Deadline: 2025 claim due April 15, 2025; generally cannot be accepted after October 15, 2025 for that cycle Location: Vermont

Virginia Real Estate Tax Relief for the Elderly and Disabled

Virginia law lets localities offer real estate tax relief (exemption and/or deferral) to qualifying elderly and disabled homeowners.

Status: Deadline Unknown Type: Benefit Amount: Varies by locality Deadline: No statewide deadline. Filing dates are set by each locality. Location: Virginia

West Virginia Homestead Property Tax Exemption: Save Money on Property Taxes if You're 65+ or Disabled

Reduces county property taxes for eligible West Virginia homeowners who are seniors or totally and permanently disabled by exempting the first $20,000 of assessed value.

Status: Deadline Unknown Type: Benefit Amount: Exempts up to $20,000 of assessed value (equal to $100,000 of market value) Deadline: File application with the county assessor between July 1 and December 1 for the following tax year Location: West Virginia