Mortgage

FHA Basic Home Mortgage (Section 203(b))

HUD/FHA-insured mortgage program for purchase or refinance of a principal residence, including current 2026 loan-limit context and practical underwriting guidance.

Type: Loan Amount: Loan limits vary by county; 2026 one-unit limits range from $541,287 floor to $1,249,125 ceiling Deadline: Rolling through FHA-approved lenders Location: United States

Section 184 Indian Home Loan 2025: The 2.25% Down Guide

A complete guide to the HUD Section 184 Indian Home Loan, offering 2.25% down payments and flexible underwriting for Native American borrowers.

Type: Loan Amount: Loan limits up to 150% of FHA limits | 2.25% Down Payment Deadline: Ongoing Location: United States