Switzerland AHV Old-Age and Survivors Insurance
Switzerland AHV (Alters- und Hinterlassenenversicherung), known as AVS in French, is the universal first-pillar state pension providing old-age retirement pensions, survivors benefits for widows, widowers and orphans, and supplementary benefits to all persons who have lived or worked in Switzerland, forming the foundational layer of the Swiss three-pillar pension system and covering the entire resident population regardless of nationality.
