Savings

HUD Family Self-Sufficiency (FSS): The Savings Account That Pays You

A HUD program that helps families in public housing or with vouchers build significant savings (escrow) as their income increases, often reaching $10,000+.

Type: Benefit Amount: Escrow Savings (Average payout ~$8,000) Deadline: Rolling (Check local PHA availability) Location: United States

Retirement Savings Contributions Credit (Saver’s Credit) | Internal Revenue Service

Federal income tax credit that rewards low- and moderate-income taxpayers for contributing to retirement accounts.

Amount: Nonrefundable tax credit worth 10%, 20%, or 50% of up to $2,000 in contributions per taxpayer Deadline: Apr 15, 2025 Location: United States