State

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Maryland Child Care Scholarships 2025: How to Cut Your Daycare Bill with This State Benefit

Child care in Maryland can easily rival a mortgage payment. If you’ve ever done the math on what you earn versus what you hand over for daycare, you know the sinking feeling: *Is this even worth working for?*

Amount: Covers a portion of child care tuition based on income and provider type Deadline: Applications accepted year-round Location: United States - Maryland

Maryland Energy Assistance Program (MEAP)

Helps low-income Maryland households pay home heating bills through direct grants, budget counseling, and crisis intervention.

Type: Benefit Amount: Annual heating grants $150–$2,400 depending on fuel type and income Deadline: Applications accepted year-round; funding prioritized October–May Location: Maryland

Maryland Homeowners’ Property Tax Credit: How to Cut Your Tax Bill by $1,000+ Each Year

If you own a home in Maryland and your property tax bill makes your stomach drop every summer, there’s a good chance you’re leaving real money on the table.

Type: Benefit Amount: Credits vary but often reduce tax bills by $1,000+ for low- to moderate-income homeowners Deadline: October 1 annually Location: Maryland

Maryland Renters' Tax Credit

Provides annual payments to eligible Maryland renters by treating a portion of rent as property tax.

Type: Benefit Amount: Maximum standard payment of $1,000, with typical awards between $400 and $700 Deadline: October 1 annually Location: Maryland

Massachusetts Home Energy Rebates: Get Up to $14,000 for Heat Pumps and Electrification Upgrades

Massachusetts Clean Energy Center and Mass Save-administered Inflation Reduction Act rebates for whole-home efficiency and electrification projects.

Type: Benefit Amount: Up to $14,000 per home with enhanced incentives for income-eligible households Deadline: Phased applications expected starting late 2024 with funds available through 2031 Location: Massachusetts

Draft - Still needs more analysis by our staff

Massachusetts Paid Family and Medical Leave Guide 2025: How to Get Up to 1,259 Dollars per Week When Life Blows Up Your Schedule

When life throws something massive at you—a baby, cancer treatment, a parents stroke, your partners deployment—your job and your income are usually the first things your brain panics about.

Amount: Up to $1,259.09 per week for up to 26 weeks Deadline: Rolling; apply within 90 days of leave start Location: Massachusetts

Massachusetts Rental Assistance Grant 2025: How to Get Up to 10000 from RAFT to Stay Housed

If you are in Massachusetts, behind on rent, and losing sleep wondering how you are going to keep your home, the RAFT program is one of the few tools that can actually move the needle.

Amount: Up to $10,000 per household per 12-month period Deadline: Rolling; assistance provided until funding exhausted Location: United States - Massachusetts

Massachusetts Senior Circuit Breaker Tax Credit

Refundable state income tax credit that reimburses eligible seniors for property taxes or rent that exceed a set share of their income.

Type: Benefit Amount: Up to $2,700 (2024 tax year) refundable credit indexed annually for inflation Deadline: File with Massachusetts state income tax return by April deadline or extension Location: Massachusetts

Michigan MI Home Loan Down Payment Assistance

State-backed mortgage with forgivable down payment assistance for eligible first-time and repeat homebuyers.

Type: Loan Amount: $7,500 statewide; $10,000 in target cities Deadline: Rolling; aligns with lender closing schedules Location: United States - Michigan

Minnesota Child Tax Credit

Refundable credit that provides up to $1,750 per qualifying child to Minnesota families, regardless of tax liability.

Type: Benefit Amount: $1,750 per qualifying child, with maximums phased out at higher incomes Deadline: April 15 each year (claims allowed up to 3.5 years later) Location: Minnesota