Student-Loan

Parent PLUS Loans 2025: How to Fill the Funding Gap (Without Going Broke)

Federal student loan that lets parents of dependent undergraduates borrow up to the full cost of attendance after other aid.

Type: Loan Amount: Up to the school-certified cost of attendance minus other financial aid Deadline: Apply anytime during the academic year before classes end Location: United States

Title 36, §5217-D: Credit for educational opportunity

State income tax credit reimbursing recent graduates who live and work in Maine for their student loan payments.

Type: Benefit Amount: Refundable credit up to the amount of annual eligible student loan payments; cap varies by tax year Deadline: File Maine Form 1040ME and Schedule PTFC/STC with April tax filing deadline Location: United States - Maine