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Student Loans

FHA Loan 2025: Buy a House with Only 3.5% Down (Even with Bad Credit)

A complete guide to the 2025 FHA Loan program, featuring updated loan limits, student loan calculation rules, and low down payment options.

Type: Loan Amount: Loan limits vary by county ($498k - $1.1M+) Deadline: Ongoing Location: United States

Public Service Loan Forgiveness (PSLF)

Federal student loan forgiveness program for borrowers who work full time in qualifying public service jobs and make 120 qualifying payments.

Type: Benefit Amount: Forgives remaining Direct Loan balance after 120 qualifying payments Deadline: Rolling Location: United States

SAVE Plan Income-Driven Repayment

Income-driven repayment plan for federal student loans that lowers monthly payments and offers faster forgiveness for low balances.

Type: Benefit Amount: Monthly payments set at 5%–10% of discretionary income with forgiveness after 10–25 years Deadline: Ongoing Location: United States

Student Loan Interest Deduction: Deduct Up to $2,500 from Your Taxes

Borrowers can deduct up to $2,500 of student loan interest paid during the year, reducing taxable income even without itemizing deductions.

Type: Benefit Amount: Up to $2,500 tax deduction (reduces taxable income) Deadline: Apr 15, 2025 Location: United States